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Home Purchase Basics

Congratulations on your decision to buy a new home! There are many important details to consider throughout the home buying process, especially if you are a first-time homebuyer. We are happy to provide you with some home buying tips to make this process easier.

In General....

A home purchase is likely your largest financial transaction to date, so it's important to make smart decisions and to keep an eye on the details. With the assistance of your Real Estate Agent and Loan Officer, your home buying experience can be efficient, pleasant, and ultimately rewarding.

Count On Your Real Estate Agent To:

  1. Preview available homes to weed out those that are overpriced, or otherwise undesirable.
  2. Present the homes that suit your needs as you've defined them.
  3. Offer you home buying tips to determine the difference between a "good buy" and a property that will not be a good investment because of various qualities such as the neighborhood or market appeal.
  4. Negotiate the best deal for you. With a Pre-Qualification letter from us in hand, your Real Estate Agent will be able to demonstrate that you are a qualified and capable borrower. This will strongly influence the Seller, and may make the difference between the Seller accepting your offer or someone else's -- even if your offer is lower!

Count On Your Mortgage Broker and Loan Officer To:

  1. Assist you in selecting the best loan to meet your personal situation and goals. (This single decision can save you thousands of dollars throughout the years!)
  2. Keep you informed of your loan status throughout the process.
  3. Keep your Real Estate Agent informed of our loan progress (Note: your personal information is always kept confidential; only deal points and progress are shared). 
  4. Get the appropriate loan for you at the best rates and fees. This will save you a significant amount of money now and in the future.

Count On Yourself To:

  1. Keep your Real Estate Agent informed of any questions or concerns as they develop.
  2. Keep the process moving by providing documentation and decisions as soon as reasonably possible. By doing so, many of the details are taken care of early in the process so you can comfortably concentrate on any last-minute details or events that require your attention.
  3. Enjoy purchasing your home, but do remain objective throughout -- to make the business decisions that are best for you.
  4. Make sure you are pre-approved as early as possible. This will put the power of financing behind you so you can concentrate on selecting your home.
Enterprise Bank
12800 W Center Rd., Omaha, NE  68144
Direct:  (402) 392-0400
Fax:  (402) 829-7250
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